Can i afford a cottage on sale

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• can i afford a cottage
• first time home buyer using 401k
• do you have to own land to build on it
• taking out money from 401k for house
• how much do you need to put down for an investment property
• should i buy a 2nd home
• is it better to buy a home or build one
• should i buy a house or build
• should i rent before buying a house
• 401k used to buy home